We Design Health Plans That Are Financially Sustainable and Human

Most employers have far more control over healthcare cost and member experience than they realize.

A Different Way to Build a Health Plan

A wave of health plan innovation has been building for years. Strong solutions to cost and the member experience already exist. Some employers are paying the same today as they did eight years ago—without reducing benefits or provider access. The difference is not availability. It is design.

Primary Solutions

Explore How Your Health Plan Can Be Designed

Explore How Your Health Plan Can Be Designed

Health Guardianship

- Most Advanced Solution - Concierge Physican led care -100% coverage for member

Health Guardianship

- Most Advanced Solution - Concierge Physican led care -100% coverage for member

Care Coordination + Alternative Payment

- Beyond a traditional health plan - Care Coordinators replace member services - Meaningful cost control enhacement

Care Coordination + Alternative Payment

- Beyond a traditional health plan - Care Coordinators replace member services - Meaningful cost control enhacement

The Platform Behind These Designs

Self-funding is not the main cost control & member experience strategy in itself—it is the platform that makes these strategies possible.

Incremental

Not Every Employer Needs Full Redesign

Not Every Employer Needs Full Redesign

Some organizations may not yet be ready for full modernization - but still want better control.
HRA strategies and PEO structures can offer practical improvements in cost, administration, and plan performance for the appropriate group.

Some organizations may not yet be ready for full modernization - but still want better control.
HRA strategies and PEO structures can offer practical improvements in cost, administration, and plan performance for the appropriate group.

Some organizations may not yet be ready for full modernization - but still want better control. HRA strategies and PEO structures can offer practical improvements in cost, administration, and plan performance for the appropriate group.

HRA

- Targeted cost control - Flexible plan design - Incremental improvement

HRA

- Targeted cost control - Flexible plan design - Incremental improvement

PEO

- Simplified administration - Bundled services at lower net cost - Practical for smaller employers

PEO

- Simplified administration - Bundled services at lower net cost - Practical for smaller employers

Understand What’s Possible

Most employers have more control than they realize.
The first step is understanding what can change.

Most employers have more control than they realize. The first step is understanding what can change.